5 Best Tips to Save Money
We’re living hazy times financially speaking. Is an economic crisis looming on the horizon? Is it here already? Whether they affect us directly or not, international events are putting a strain on our pockets. We’re paying more for what we buy and there’s less money to put aside each month.
What can we do about this? The scales are leaning towards spending more, but we shouldn’t stop saving money. We can of course work longer hours or try to find a better paying job, but there are also little things we can do every day to make our saving ways more efficient. Here are our 5 best tips to save money:
1. Organize your monthly budget
In order to save money it’s important to keep track of all your expenses in an organized way, by using an app, an excel, or simply a notebook. This will make it easier for you to analyze and control your spending and it will help you cut back on unnecessary expenses.
There is a famous strategy called “50/30/20” that divides expenses into fixed and optional ones. So, it’s advisable to use 50% of your income for fixed expenses, such as rent, bills, and bank payments, 30% for optional expenses, such as grocery shopping and entertainment, while the remaining 20% can be saved every month.
2. Limit your expenses
In order to save money it’s necessary to give up unnecessary spending. When we go shopping, we tend to buy quite a lot of things we don’t need or large quantities of food that we end up throwing away. Being more realistic, maybe even minimalistic, when shopping can help us save money and reduce waste at the same time.
So, whenever you go shopping, stick to your shopping list. Don’t buy more than you know you’ll need and never go grocery shopping when you’re hungry. It’s a well known fact that you’ll end up buying more food than you actually need.
3. Try to lower your utility bills
A reliable way to save money every month is to make sure you pay as little as possible on electricity, heating, Internet, TV, and phone service. Take some time to research what every supplier on the market has to offer and choose the contracts that give you the best value for money.
4. Turn into a discount hunter
It’s amazing how much money you can save by taking advantage of the special offers that come up for many of the products you need. For instance, when shopping online, watch out for vouchers that you can get by subscribing to newsletters.
Also, on major special occasions, such as holidays, most online and physical stores will offer discounts. Last but not least, lots of supermarkets have daily special offers for various products. If you’re not too keen on particular brands, you can definitely take advantage of a few of them every time you go grocery shopping.
5. Take advantage of MobileRecharge.com promotions
We offer daily promos for operators in many countries. Who knows, maybe the one you want to send a recharge to is on the list! What we know for sure is we host Cubacel promotions twice a month and this is an opportunity you can’t say no to.
This time, you get the best Cubacel offer there is: Triple Bonus!
September 26 – October 1
- For 500 CUP get 1500 CUP
- For 650 CUP get 1950 CUP
- For 750 CUP get 2250 CUP
- For 1000 CUP get 3000 CUP
- For 1125 CUP get 3375 CUP
- For 1250 CUP get 3750 CUP
- For 2000 CUP get 6000 CUP
- For 2500 CUP get 7500 CUP